Maloni — applied AI for lending and diagnostics
Maloni develops applied AI systems and software for lending workflows (including scoring and collateral-backed loans) and AI-assisted diagnostics.
- Workflow mapping: intake → decisioning → review → monitoring
- Structured outputs: scores, explanations, and reports for review
- Governance: documentation, audit artifacts, and evidence
Key pages
Start with SolutionsCapabilities
Decision support workflows
Define inputs, outputs, and decision points for assisted human review.
Data ingestion and feature pipelines
Transform raw data into standardized features with versioned lineage.
Model evaluation and monitoring
Evaluate performance and drift; monitor and alert on changes over time.
Governance and audit artifacts
Produce documentation and evidence suitable for internal governance.
How Maloni engages
Maloni typically delivers decision-support systems as a scoped workflow: define inputs/outputs, implement models and evaluation, then integrate monitoring and governance artifacts.
Delivery steps
- Discovery: scope, constraints, data sources, and success criteria.
- Pilot: baseline, evaluation, and review workflows for decision outputs.
- Integration: deployment, monitoring, and operational handover.
Typical deliverables
- API-ready outputs (scores, explanations, structured reports).
- Evaluation evidence (test sets, metrics, drift checks).
- Governance artifacts (documentation, logs, change records).
Typical stakeholders
Risk/credit, product owners, compliance/governance, and engineering/data teams.
Solutions
View allAI Lending
Applied AI for lending workflows such as intake, scoring, underwriting, and monitoring.
AI Diagnostics
Applied AI for diagnostic-adjacent workflows where inputs are analyzed to produce structured outputs for review.
AI Scoring System
Credit scoring and risk assessment with explainability outputs for review.
Phone Collateral Loans
Workflow for loans backed by mobile devices as collateral.
Car Collateral Loans
Vehicle-backed loan workflow, including valuation and LTV calculation.
AI Car Diagnostics
Analyze vehicle-related inputs and generate structured outputs for review.
AI Tongue Diagnostics Scanner
Image-based analysis workflow that generates a structured report for review.
Technology
The platform is implemented on Microsoft Azure. AI capabilities can be delivered using Azure AI Foundry and Azure OpenAI Service.
Use cases and projects
View allInsights
View allArticles and notes describing concepts, implementation patterns, and governance considerations.