Terms of Service

Last updated: January 25, 2026

Agreement to Terms

By accessing or using maloni.net, you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access the website.

Description of Services

Maloni provides information about AI financial solutions including credit scoring, collateral-backed lending, and AI-assisted diagnostics. Actual services are provided under separate commercial agreements.

Intellectual Property

The content, features, and functionality of this website are owned by Maloni and are protected by international copyright, trademark, and other intellectual property laws.

Use Restrictions

You may not:

• Use the website for any unlawful purpose
• Attempt to gain unauthorized access to any part of the website
• Interfere with or disrupt the website or servers
• Reproduce, duplicate, copy, or resell any part of the website without permission

Disclaimer of Warranties

The website is provided "as is" without warranties of any kind, either express or implied. Maloni does not warrant that the website will be uninterrupted, secure, or error-free.

Limitation of Liability

Maloni shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the website.

Commercial Agreements

Use of Maloni's AI solutions requires a separate commercial agreement. Information on this website does not constitute a binding offer or guarantee of service availability.

Governing Law

These terms are governed by the laws of the Czech Republic, without regard to its conflict of law provisions.

Contact Information

For questions about these Terms, contact us at maloni@outlook.com or +420 775 625 664.

Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to this website.